Geotab has launched a fleet payment card that uses vehicle data to help block unauthorized fuel purchases and gives drivers access to fuel discounts and nearby price information.

The Geotab Fleet Card, developed with transportation payments company AtoB, is available to eligible U.S. fleets. It connects AtoB’s payment platform and fuel discount network with Geotab’s telematics system.

Using Vehicle Data to Control Purchases

The card stays locked until a driver unlocks it through the Geotab Drive app while the vehicle is parked at the merchant location.

When a fuel purchase is attempted, the system checks the vehicle’s location against the merchant’s GPS coordinates and checks the vehicle’s fuel level. According to Geotab, it declines the purchase if the vehicle is not at the pump or the tank does not have room for the fuel being purchased.

Eligible accounts can receive an AtoB fraud guarantee of up to $250,000 for transactions verified through the card’s authorization system. Eligibility requirements, exclusions and claim procedures apply.

Finding Lower-Priced Diesel

The card provides access to discounted fuel pricing at more than 34,000 U.S. fueling locations, according to Geotab. The Geotab Drive app also helps drivers find nearby lower-priced fuel stops.

Geotab’s analysis of 419,000 diesel fill-ups across 660 U.S. fleets found price differences of as much as 77 cents per gallon within the same town during the same week. For a 75-gallon fill-up, that represents a difference of about $58.

Among fleets with fewer than 100 vehicles, Geotab found that drivers chose the lower-priced option about one in six times. The company estimated that choosing a lower-priced station could save roughly $24 per fill-up, or about $4,700 per truck annually, assuming approximately 200 fill-ups a year.

Those figures illustrate potential savings from fuel-stop selection; they are not measured savings from using the new card.

Managing Other On-Road Expenses

Beyond fuel, the card supports purchases such as maintenance, tolls, parking, truck scales, towing, roadside assistance, and lumper services.

Fleets can set spending rules by dollar amount, time frame, location, or merchant category. Within the Geotab platform, managers can review transactions, approvals and declines; manage cards; and access International Fuel Tax Agreement reporting.

AtoB and its issuing bank partners issue and operate the card. Geotab said it has no activation or monthly card fees.