Progressive Insurance has expanded its commercial auto product to include more coverage options as well as a new customer loyalty program.

Highlights of the latest package include:

Customer Loyalty Program: The new customer rewards program offers new incentives such as accident forgiveness, specialized claims service and minor violation forgiveness.

Pet Injury Coverage: Progressive provides up to $1,000 to help pay the medical bills for your dog or cat if they are injured while riding in your covered vehicle.

Expanded Truck Cargo Coverage: Progressive has expanded acceptability to include owned goods, increased coverage limits up to $250,000 and added refrigeration breakdown.

New Programs: New programs include for-hire debris and garbage removal, gas and oil well drilling and wholesale route distributors

Primary liability limits of $1.5m and $2m: Progressive will allow matching limits on Uninsured Motorists, Any Auto, Hired Auto and Non-Owned coverages.

Temporary Substitute Auto Coverage: Progressive now offers both liability and physical damage coverage on rental vehicles while your covered vehicle is in the shop.

Financed Value Coverage: Following a total loss, Progressive bridges the gap between the truck's current value (actual cash value) and the balance on the lease or loan, up to the stated amount.

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