"Until recently, liability coverages for coal hauling truckers and businesses were typically only available through small, regional providers," said Ken Bowman of Progressive's Commercial Auto Group. "Now, with our physical damage and liability coverages, they'll be protected with the same superior customer service and in-house claims service that have helped make Progressive the number one truck insurer in the country."
New coverages include:
Bodily Injury/Property Damage Liability which provides coverage, up to the dollar limits you select when you buy a policy, for vehicle-related accidents in which you cause injury or damage to someone else's person or property. Claims paid out under this coverage can include the other person's medical bills as well as repairs to the other person's property, like a coal lifter. Split limits and combined single limits are available up to $1 million.
General Liability which provides coverage, up to the limits you select when you buy a policy, for injuries or damage you cause as a result of business activities not directly related to operating a vehicle. Claims paid out under this coverage can include medical bills for injuries sustained by someone slipping or falling in your warehouse, or repairs to another company's mine equipment due to damage caused by your workers. Limits of up to $1 million for each occurrence and $2 million total are available.
These coverages are now available in Alabama, Colorado, Illinois, Indiana, Kentucky, Ohio, Pennsylvania, Tennessee, Utah, and West Virginia. By the end of the year they'll also be available in Maryland, Missouri, Mississippi, North Dakota, New Mexico, Texas, Virginia and Wyoming.
More info: www.progressivecommercial.com